Updating post from Reddit.

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QUESTION
Posted by WattySam 6 days ago
Claiming 'malicious damage'

My landlord insurance doesn't include accidental damage.

The last tenants have now, thankfully left my property, but they have caused a lot of damage.

Such as; burning the kitchen worktops, cutting a cat flap hole into my uPVC door and buckling the ash tray door on my multi fuel stove.

When I contacted my insurance company, they said that these things would not be covered, because I do not have accidental damage on my landlord insurance. But surely, cutting a hole in my uPVC door is not accidental?

If I reported this damage to the police, via 101 online, could I say it was malicious damage?

Has anyone else been in this predicament?

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Posted by AussieHxC 5 days ago

Take from the deposit and or get started with small claims court?

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Posted by Zealousideal-Math-89 5 days ago

Did you take a deposit from the tenants? Make a claim to the tenancy deposit scheme you registered it with.

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Posted by musomania 5 days ago

Malicious damage by tenants is often excluded even when you have accidental damage cover. Check your policy wording.

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