Updating post from Reddit.

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Posted by lindynew 1 day ago
Tenancy for family member

My son is moving into a property I own with two other friends , which is the best way to deal with it , I sign a joint tenancy agreement with all three of them, .or I give him the tenancy with permission from me to take in lodgers ?

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Posted by Large-Butterfly4262 1 day ago

Check your mortgage as they often restrict letting to family members. Also, check the property isn’t in an additional licensing area as 3 people of more than 2 households could require a hmo license.

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Posted by lindynew 1 day ago

I don't have a mortgage, not sure re the HMO will check that.

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Posted by StunningAppeal1274 1 day ago

Donit by the book as joint tenancy. Doesn’t matter if they are related to you things can sour and you need to be above board with everything so make sure you follow all the normal legal requirements to rent.

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Posted by lindynew 1 day ago

Yes thank you for your reply I will follow the proper process, and have everything legally, the property has been rented to tenants for many years, so I do understand.

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Posted by Main_Bend459 1 day ago

How much do you trust your son? How responsible do you think he is? If the answer is yes and very then him as a tenent and friends as lodgers. That way you don't need to take a depsoit from him to cover damage and bother with a protection scheme but he can take a deposit from them for any potential damage they may cause which doesn't need to be protected. However the friends may not feel so secure being lodgers and not want to stay there or at least not long term. At which point might be worth renting out individual rooms rather than joint contract. On a joint if one of the friends wants to move then the whole contract needs to be re done which could end up being problematic if not done properly. If you don't trust him with that level of responsibility yet contract per room not joint. Slightly more paperwork now but less hassle and risk later.

As someone else said check hmo rules. May need planning permission and a licence depending on area.

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Posted by lindynew 1 day ago

Thank you for your reply. I trust him. Was thinking a joint contract , because he could end it if need be , or if any of the others do , I could re write. Was not looking at deposit in any case , so it's not really how much I trust my son , it's how much I trust his friends, and the easiest way to end it if things don't work out Because it's my son and friends I am offering a really good deal , they all might move on , as they are young, in first jobs For a quick search I don't think I need a HMO licence , but will take proper advice.

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Posted by Main_Bend459 1 day ago

Easiest way would be to have them as lodgers. Lodgers only need to be given reasonable notice. Normally the length of their pay period but could be right now this second if things go horribly wrong.

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Posted by lindynew 1 day ago

Ok thanks , that is what I am leaning to.

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