Updating post from Reddit.
is it the standard "landlord insurance" or is it different for ltd companies?
You need buildings insurance to cover the property. The policyholder will be your limited company.
You may want to consider landlords contents insurance if you are letting the property fully furnished.
The policies are effectively the same as 'landlords' insurance, the only different being the name of the policyholder.
My policy covers both me and an individual and my company, terms are the same. It’s with Hamilton Fraser who trade as Total Landlord Insurance.
Just don't. It's wrong to buy property to rent out. There's already a huge shortage of homes, and you're exploiting that.
Gtfo off telling me what to do. People can't afford to buy so need a place to rent.
Just normal lanlord insurance- my mortgage offer for my ltd company also specified it had to be part of the british insurers not just thr cheapest on gocompare etc